On January 22nd, 2025, officers were dispatched to a bank following a report of a forged check. >> It'll all be in the navy blue, sir. >> He's trying to cash >> Attempting to cash this check and not issued by the customer. >> Okay. All right, hold on. Do me a favor. Put that away for me. I know. Get up for me. >> I'm doing it. Let me see. >> Let me see your hands real quick. Well, we're going to find out right now in a minute, okay? Have any weapons or anything on you that that's going to be in your socks? >> No, I don't have anything. >> All right, let me see. Okay. All right, well, let me sit down. Is that my lady? >> Yes, this is my lady. Yeah. But she's going to have to wait. Can you just click it to turn it off then? So, they're going to wait. Sorry. Are you Are you by yourself or who is with you? >> No, I'm by myself. >> Okay. >> I'm by myself. >> All right. I'm going to wait for my backup. Just wait here. >> How long do I got to wait, boss? If anything, can we just go down to the station and contact my lawyer? Because I'm really like lost right now. I'm scared. Am I going to jail? >> Yeah, you are. >> Okay, thank you. So, so I'm going to jail 100%. >> 100%. >> Okay, so. >> Yeah, so. >> But again, you know, there's always three sides to the story. >> What am I >> being charged with? >> Well, as soon as I I get my backup, I'll be able to get more details and I'll tell you what you're getting charged with. >> Okay. And I guess from there, can I make a call to my family and make it >> Well, not right now you can't. When we get to the station and we get everything done, listen to me. You in good hands. This is what I do. I do fraud every single day of my life. So, if there's anybody that's going to know everything about this case, it's going to be me. >> Okay. >> So, you don't have to worry about it, you know. So, just wait for my backup. I just need >> I'm going to I'm going to jail anyway, so >> Yeah, you're Well, you already know you're in you're in custody, but listen to me. When I read Miranda, you know, there's always a reason for that. You know the reason for Miranda, right? Miranda is to give you an opportunity, you know, if you were my son or a relative, I want somebody to give me my Miranda rights, right? >> Of course. >> And you're old enough, you know, you're 18 years old, so you'll be able to talk to me if you want to or if you don't want to, you don't talk to me. But the point of the matter is there's always three sides of the story and I would like to hear your side of the story, but if you don't want to give it to me, it's your right, you know. But just >> It's not my first rodeo. >> I'm sure you've been arrested before, right? >> 6 years in prison. >> Oh, yeah, you have. Okay. >> Yeah, so I'm just waiting for the processing now. >> Yeah, okay. So, wait a minute. >> I appreciate you being >> You just Oh, so you just did 6 You just came out 6 years >> Yes. You know what? I've been good for 3 years. I've been working an honest job. >> Yeah. >> I've been keeping my nose clean. I haven't done anything bad. I haven't been in trouble, not even a DUI. >> Things things are tough, though, right? >> No, not really. >> No, not really. >> All right. >> All right. So, as soon as my backup get here, I'll get more uh info. So, we got to talk, you know. But, uh and you need to use the bathroom, you need to use the water, when we get to the station, we'll get you all that, too. All right? >> Got you. >> What's your first name? >> Um Zach. Is >> Zach. >> All right. And I understand that, you know, like on TV you got 30 minutes to do everything, but this is not a TV show, you know. >> I know my life is ruined now. I'm ready to just go to my bunk. >> Why why would you say that? Are you on probation right now? >> No, I'm not. I just I'm a next caller. >> Hey, but that's That doesn't Hey, that doesn't mean Listen to me. It doesn't mean that your life is ruined. Just Just chill. Stay with him. >> I will. >> How you doing, man? You good? >> What's up? >> Uh, rough day. How you doing? >> Could be better, right? Just wish I could have seen my daughter one more time. Yeah. >> Okay, so so what happened? He came in to try to cash this check? >> Yes. >> Okay. And then what happened? Tell me Tell me what what happened. >> the the way the check looks, the signature looks like it's been attempted to be traced. >> Right. It looks >> Um, I looked into the system. I confirmed with other like the activity, the customer's like like account activity, no checks for this amount have ever been cashed. I called I contacted our customer and he confirmed that he has he has an issue. >> Um, I'm going to call the customer to confirm, but like his check numbers, it's pretty close to the last couple of checks that he's issued. >> No, you stay You stay with him. Were you the teller? >> Yeah. No, no worries. >> What's your brother? My name is Detective Lee. >> Yeah, I'm >> We got a warrant for you. What's your watch? Um, I'm actually I was working over time today and I got hurt at the corner. I'm like, "Oh, but this is going to be great." So, >> Yeah, yeah, yeah. And as soon as I saw him, you know, something bad happened. >> So, hey, by any chance you have your driver's license? >> Mine? >> Or you have your Do you have the number by any chance memorized by any chance? >> No, I know it's a L160. >> I mean, you can go get it in the car. >> Yeah, do mind? >> It's in the car. It's in the car. >> You you getting >> Yeah, yeah, let me just go to the parking lot real quick. >> Okay. Okay, uh-huh. So, he he this sign he this sign this check in front of you, right? And he produced this check to you and this driver's license, right? >> Yeah, he got that sent to me. >> Okay, perfect. That's it. >> I just I'm going to go real quick to the car cuz I need my license. >> I see. Let me see his driver's license. >> Yeah, yeah, here you go. >> Thank you, sir. Do you know what time he came in? Can you look at the times? >> Um I should. He so he messaged me I would say maybe around 11:20-ish around that time. >> Who messaged you? >> Uh the the gentleman that just left. Yeah, he was in immediate contact information so I can take a look at it. >> 11:21? >> Uh 11:20. >> 11:20? >> Yeah. >> Okay. So, around approximately 11:20 >> Mhm. >> this male approached the counter? >> Yeah. >> Presented this check to Mr. Linares. Linares asked you to look into this account. >> Yes. >> You looked at the check. You noticed that this check doesn't look it does this look genuine? Look like one of your checks? >> Yeah, it it it looks like a copy. It It looks fairly good, but it's a copy of it's like those computer checks. >> But it's not like authentic to your company. >> Okay. >> I'm going to put him in the car. I'm going to take the 39. >> We don't have a cage. >> You don't have a cage? >> No. >> Okay. >> Um I can request a cage unit. >> Then I'll I'm going to have to put him in my car. Do you mind putting him in my car and staying with him while I get all the paperwork? Okay. >> Or do you have a cage in your car? >> a cage in my car. >> Okay. >> Yeah. >> I I could uh What I could do is I could put him in the old patrol car. Then I want I want to put him in the patrol car. So, just secure him while I'm waiting for the air force and then I can get everything that I need. >> And you don't want me to put him in your car again, do you? I don't mind. >> Um >> Well, he can stay I mean he's fine. He's fine. >> So, just this curex >> Yeah. >> and then Let me get him out. >> Yeah, come on. >> Can I have a time before we go to the car? Can I hit my vape? >> What's up? >> Can I put my babe to my mouth if you walking out to the car and let me tap it one more time? >> Not now, bro. >> When we walk out. Not now, obviously not in here. >> It's up to him. All right. >> Appreciate it. And I just want to ask more for the long road, you know? >> Huh? >> You new on the job? >> What's that? >> You new on the job? >> Yep. >> How long you been on it? 6 months? >> Nah, bro. 3 years. >> 3 years? >> Yep. >> All right, bro. It's been a long time. It's been a long time. >> Yep. >> Good retirement. >> Give or take. Give or take. >> Yeah, bro. At least 25, you don't run into a lot of [ __ ] >> It happens. >> Nah, I think life in here has been good for me. >> What's that? >> I think life in here has been good for me. >> You been there? You been in TGK before? >> Nah, dude. I've been in prison. >> Okay. Where you from? >> What are your status? >> From Miami, born and raised. >> It's 40% bro. Last charge I took took a charge for somebody. I didn't even do that. >> Same thing? >> Yeah. Can't say nothing. >> It's all right. Stuff happens. >> So, pretty much around 11:00 you sent her a a message around 11:00 um 20. >> Yeah. >> That to to check the account cuz this man he approached your your counter. He said he wants to cash this check. Provided Is that Is that something >> He just wanted to cash a check. >> He just wanted to cash a check. All right. So, he provided this check. >> Provided the check but then then I asked him for the license and we entered the card cuz that's part of the check my friend process for us. >> He also had a He had a check He has He has an account? >> Yeah. I think I looked that up if I'm not mistaken. >> He gave you a a >> I need I need a sleep but I'm >> Yeah, go go check to see if he has But I said him and I just wanted that he So, he has a TD Bank account also. >> I think so, but I'm not 100% sure. >> Okay. So, he provides both >> Debit card, license, and check. >> Can you Can you get me the debit card? >> Uh yeah. Let me see Let me see if it's He has that card there. >> Okay. >> What's under the logo there? >> Huh? >> I just sent it to you. >> Oh. >> What? >> But, did he provide Did he produce a green card? A debit card? >> He has that card, so I'm pretty sure I used the card. >> But, did he give it to you? >> Uh if we use it, yes. >> Okay. So, does he have it? Did he put it back? >> in a second. I don't know. >> Okay. The green card Your is You're a TD Bank uh customer? >> Correct. >> All right. It's in here? >> Yeah. >> You put it back in here? >> Yes, sir. >> All right. All right. Just hold on to this. >> That's not what he was telling me. He was telling me that he was better off if I shot him in the head, just in case you want to add that. >> Yeah. >> Cuz he's not >> Yeah, he was like >> Yeah, he he would he Yeah, he This six years, I think, in prison. >> Yeah. >> So, he thinks his life is over. So, he's going to feel that way. >> Yeah. >> I'll call him tomorrow. >> Yeah, but I told Yeah, no, but I'm glad that you told me that. I appreciate that. >> Okay. >> Yeah, yeah, he was just talking to >> Okay. >> Yeah, so he he This is the card. >> Reals. Reals. >> Hello. Is this John Magnifico? Magnific Magnifs What? Magnifico, right? Magnifico. Hey, Detective Reals from the Coral Gables Police Department. I I work for Economic Crimes, which is the fraud department here in Coral Gables. And it happened to be working on the road, and I got a call that a person was attempting to cash a check. Um the check appears to be uh one of those computer clone By any chance, did you had any of your check stolen from you? Did anybody break into your car? Do you have a Do you have custody of all your checks? Have you mailed a check of recent and uh and anybody that you sent the check have not received their checks? And what checks And what And what And what checks were those? Do you know the numbers? Did you do that Did you do that electronic or did you write a check and send it? Okay. How about the other check that you sent? What was the other check that you sent? And who was that check written for in September? And And that was for $498? Now, did they ever receive that check? Yeah, because you may want to do that. So, listen. This is what I'm going to do, okay? Obviously, you didn't give authorization to an individual by the name of Zachary Ivan Zapata. Do Does that name sound familiar to you? So, you did not write a check and then I'm going to give you the check number. Check number on January 20 of 25 of this year or 2025 for $9,200 to Zachary Zapata. Do you have any home renovations? All right. So, the chances are uh Mr. Magnifico it's that somebody may have intercepted this check and cloned it and or washed it and created a new one and they created a fake one with a different person and um now the guy is here trying to attempt to cash check for $9,200 for $9,200. Yeah. Oh, yeah. But you had it already. Got it. What? Go ahead. Take it. >> him a little a vape. >> Yeah, that's just going to be the last one. >> Mhm. >> And then one more thing, I just want to talk to my daughter for a moment. Can we pause this? >> Yeah, we'll We'll do that. We'll do that after. >> What's your name? >> Zack. >> All right. >> Hold on. Hold on. Hold on. Hold on. Hold on. Give him one more. >> All right. Never mind. >> We We can We can figure this out, okay? >> He was charged with fraud, grand theft, and uttering forged instrument. 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