this is 18-year-old elliot garcia on march 25th 2025 boca ratan police responded to a td bank after receiving a report of a check fraud in progress when officers arrived mr garcia is still standing at the front desk attempting to cash his $5,000 check the banker quickly noticed red flags with the check and managed to call police while stalling mr garcia watch the stories he provides from flipping houses to a random beach meeting and let us know what you think in the comments below you're just being entertained right now yeah i'll tell you a second um it's alana i i have both a police department you guys got a room we're going to lonzo sav this room take this room let's go no i'll tell you in a minute you know the reason but we'll play your game your freedom is right yep have a seat all right you're being lawfully detained right now when we investigate a fraud investigation fraud yep why is that so everything will be explained to you i mean right now you're not free to go and you're being lawfully detained i'm going to reach your rights all right i'm required to warn you before you make any statement you have the following constitutional rights you have the right to remain silent and not answer any questions any statement can be and will be used against in a court of law you understand these rights i have read them to you sir you wish to answer my questions okay officers speak with the banker and discover elliot opened a new account at td bank just two weeks prior and find the check owner has never heard of him where's that appointment can i see that yes this is the check that he has she lives in new jersey she's in new jersey now okay she says she never wrote this check out she never wrote that check he said it's for um to she has repairs i do have the check yes can you tell me what happened um subject came in approached the teller um i am the assistant manager here the teller wanted further verification after looking at the subject's identification um and the check i realized that um it may be a stolen check um so i proceeded to contact the customer the reason why you thought it was a stolen one you said i'm sorry yes because of um the the location we cuz this was a new jersey a new jersey new jersey check yes so there's a little flag as you saw correct okay um i investigated further realized that the subject just recently opened up an account two accounts that has not been funded on march 10th um his stories that he provided to me did not add up he first he said that he was going to he purchases homes fix them up and resell them okay yes and then he stated that he was doing some work for them that they have property in boca raton even though they live in new jersey and he was doing some work for them he also stated that it was from a company and then he switched and he said that it was from so i didn't feel comfortable so i delayed him called the customer and then called uh the police department so i spoke with this gentleman he lives in orlando apparently he came down from orlando to west palm beach to stay at a hotel cuz him and his cousin like to flip random down apartments houses correct okay if i'm wrong at any point correct me okay please okay so he's staying in west palm he didn't want to cash the check in west palm because he didn't want to get robbed but for whatever reason he couldn't stop in lantana buenam beach del re any other city that was in between west palm and the city of boca raton he he for whatever reason it's just random now if i again if i understand correctly apparently in in our city in the city of boca raton there's a lot of rundown apartments that need fixing that he can flip and uh he needed to cash the check for $4,950 in our city um so that he can go look at a property somewhere in the city of brook he doesn't know where his cousin knows where but his cousin didn't come with him cuz he had all the important meetings right no i didn't say meeting oh well he has all the important stuff to do right okay so he had all the important stuff to do so he just uber from west palm to the city of boca raton to cash a check uh did i get the story right sir okay just want to make sure i was right so i spoke to the teller and i spoke to who's that to you that's just the lady i have been remodeling for the house where uh i don't remember but i still have a company over there but she owns no houses in the state of florida she lives in jersey never been down a book or tone yeah she only she lives in jersey okay she never wrote this check out cuz she still has the check where is at her house how is that fee if the check is right there in front of me i'm asking you that question that's how i'm trying to this check was written out to you exactly that's how i'm trying to figure out right now you have her information there you can call her if you're a client if she's your client you can call her i mean you work in her house right i sent the company to her house i i'm just literally like well you said you picked up the check you went to get the check in jersey yeah i picked up that check in jersey i didn't pick it up though i got a mail oh no let's call her on the phone we'll put her on the speaker for you you have to work phone that's crazy so when i in front of me though like what we're going to send her a picture of this so she's going to confirm this is her signature right i mean my man you did the work you got the check you don't know anything about a check that was given to you no no okay i mean you saying that the check is still in jersey it's right there in front of you construction job so you went all the way to jersey to do a construction job so what city did you go to do this job the company went over there to do the job for okay so what's your company no it's not my company you said your company i said a company you said it was your company i didn't say it was my company okay so a company is going so why this a company whatever the name of the a company is giving you a check okay to do the job but what job are you doing you here in florida my man elliot i'm going to ask you a question okay you have a right to say no do you mind if you look through your phone no okay so we're going to take the evidence and seize it wait does evidence show you your phone wait but if i say yes you said no i'm not going to go back and forth i'm just trying to prove what you say conversations with this this this victim here right in your company cuz usually you're going to text message some kind of proof of your company right and it showed you were the checkout some kind of service some kind of something like that we all been doing this job for a while so is there someone who told you to go cash this check in and you're just kind of the dumb person that don't know don't know anything this is your chance to come clean bro i already cut you in enough more than enough lies so this is your chance to come clean and try to help yourself if you want to stick to your story you're more than welcome but even the way i explained the story and you confirmed that that was your story it it doesn't makes no sense my man listen maybe if it was our first day doing this line of work in my work to south florida this is king of frauds down here this is not the first thing we dealt with we already know this but i ain't going to lie that right there so who gave you that check to cash i don't know some random on the beach is it on the beach where here or where where you live n like uh far like did he drop you off here the car still here no i'm pretty sure once they seen you out the patrol car they've been gone right so you met this random guy on the beach he told you what just go in there cash because on the march 10th you open up an account in td bank is that what he told you to do or no no i wasn't going to open the bank for my clothing brand but he was like blah blah blah tv blah blah blah so a random guy you know you know what city he was in what beach tampa tampa so he was in tampa you met this random guy in the beach yes he told you whatever whatever they want blah blah blah all right okay did okay you ever been arrested before for anything no i'm down here what's uh county uh the people from tampa had dropped me off here and then i guess once they see you for sure they left is he something like a friend of a trans or some random guy at the beach some random person at the beach there he was like yo i got these uh these checks i'm like okay yeah like they legit he's like yeah yeah they're legit i'm like okay i'm not going to get into no trouble right he was like nah nah you good i was like okay good black guy or white guy spanish guy no um white guy girl sorry who was the guy who who told you it was like he's like haitian like so it's a black guy i'm not trying to lie what's your skin color is white black yellow dark skin dark skin he got dressed okay tattoos all how many checks did he give you just one yeah literally just one just one yeah literally just one he said you said he gave you checks no no he gave me that check right there he gave you and he drove you all the way down here for one check is that the guy you're on the phone with when you were trying to cash a check that's what he usually do is they stay on the phone when we try to do this how much money were you supposed to get paid from that from the 4950 that you were going to take how much was your cut uh um probably like probably like 15 1500 he dropped you off and he says in cash what what car did he drop you off in uh smaller than electric like a tesla no something like that the kona whatever it is can i don't know it's like can something else is it the hyundai no it it's newer ev what color we're going to check the camera so i mean it's better to be honest if you came in the car are you dropped off or were you dropped off in the front or you dropped off in the back were you dropped off on the side the front or the back cuz we're going to check the cameras there's a bank there's cameras everywhere walked walked where you said you were dropped off i know but i i dropped off like down the street and i walked here so i believe you're telling part of the story right you came honest with someone telling you to do this but i ain't it ain't some guy on the beach it's probably someone you know it's probably someone who's done this before and said "hey i did it once it went through in tampa we took you from tampa to here." and you don't know what kind of car it was you said it was an ev car newer right what color was it it's like a reddish it's like a dark reddish like a wine color where did he drop you off literally the light at this light where this wide open window where the light is right here you got cameras that point that way why we're going to see you walk that way where they going to see you walk yep okay you you understand you're in serious trouble right now right i hope you know that okay okay i'm trying to i'm i'm going to be straight up with you okay you're looking at a couple felonies felonies this is felony man what yeah you're looking at washing a check that's a felony fraud that's another felony the amount is over 750 so another felony so right now you're looking at three felonies alone yourself yeah so we're giving you the chance to try to help yourself what what will what would be helping you the truth the truth will help you because when we present a case later to the state attorney's office they're going to see everything and they're going to be like "okay this guy's coop cooperating or something." i don't think that you're the person involved in this i think this is a bigger ring that i think that there's way more people involved in this i don't think you're the only person that they're using to cash these checks and the reason i know this is because a couple months ago i made the same arrest for somebody else okay so it's up to you if you want to be you want to see the state okay hey i cooperated he was being truthful let's see what we can do to help them out and i'm not saying to help you out that they're going to give you a deal or anything like that i'm not mentioning anything i'm promising you anything i am not but what i'm trying to explain to you is it's just going to help you later in the long run because everybody's going to have access to all of this all of this is being video and already recorded we have all the evidence we getting the statements right so all of this information is going to come into play later in court so we're you you already caught your line right but now you're finally starting to tell somewhat of the truth right it's not a good look when the state attorney is reviewing this and they're like "okay he's not even remorseful about what he's doing he doesn't care about what he's doing." okay then they're going to give you what they're going to give you okay again i'm didn't make you any promise i'm not telling you that something's going to change however being truthful and you telling the truth and maybe even getting the people that got you in this situation involved because as you can see the people that dropped you off here the moment they saw our cars i know that they took off at a high rate of speed they got in that highway and they say "lose this guy's contact number and it's over." you think you're ever going to hear from them again you think you think they're going to post your bell [Music] you got to think you were set to make what 15 $1,500 $1,000 so they gave you one check for $1,000 is what you were going to get think about how many checks they're giving out to people how much money they're making they're making hundreds of thousands of dollars and you're about to make $1,000 and like he said three felonies three felonies for $1,000 let that cover your body let that sink in you know it's going to be up there you're going to depend on the amount of felonies we're going to put i don't want to give you a number then i'm wrong you get what i'm saying this is the one and only chance and opportunity we're going to give you to come clean once we lock into your statement guess what all you whatever you tell us that's what's going to be locked into your statement then it's up to the attorneys later on and the state how they going to want to handle this okay but it's up to you cuz i don't think you are the person at fault for this somebody used you and now look who's the one in handcuffs and look who's the one that just took off in a car and they're hanging out home and all they lost was a piece of paper somebody's calling you some hav guy facetiming you okay so you you want to take the fall for everything it's you take the fall for everything yeah like so this was your idea this is your whole plot okay so whose idea was for you to do this i there's no way you just were walking around the beach holding hands or or walking by yourself holding the air and you decided to be like "oh hey how you doing stranger oh i can make $1,000 let me jump in your car and let's go to the city of bakoraton so i can make some money." i highly doubt that's what happened but if that's the statement you want to stick to i'll be more than happy when we go in front of the judge to let the judge know that was your statement so what happened i was at the beach on temple when two weeks ago two weeks ago okay and then what happened uh i was just walking i walked out of a restaurant some guy was like "hey yo how old you is?" i was like "i'm 18 years old." and he was like "hey you trying to make like we trying to make a quick thousand?" i'm like "sure." and then once he showed me the check i'm like $4,000 so i'm only getting $1,000 for $4,000 checks i was like you know what he'll probably give me more bread so i was like you know i'll just go through with it cast a check give him whatever he gives and whatever he gives me he gives me that was literally the end of it okay how did you contact with this person huh how did you communicate with this person that person okay so you known him for two weeks correct two weeks from today correct give or take okay so you've been with him every single day 24/7 with him for the last two weeks no okay so how did you communicate did you guys use like brain signals smoke signals how did you communicate with him no he just told me what to do and i just i already i already had it like memorized okay so he tells you what to do but somebody dropped you off so how did you communicate with these people how did you get from tampa right if you guys met in tampa on the beach i'm assuming like clear water st pete right it's the other side of the state so in a twoe time frame follow me two week time frame you got from there to here with him how did you orchestrate him picking you up and driving you here did you send him mail did you call him did you facetime him do you uvo myspace like what did you guys use to talk to coordinate you getting here today that's what we're trying to figure out that's but that's not what i'm asking i'm not asking what he paid for how did you guys arrange like instagram dms did you like dm him like "hey dude i'm ready to go at noon." no it was just i'll pick you up yeah he'll pick me up and then he'll drop me off and then he drop me off so how did he know when to pick you up and how to where to pick you up cuz he already dropped me off the first time and we came like that so he just came at a random time and you were like "oh perfect i've been ready with so you were outside your house for hours just waiting with your stuff to come out?" not waiting for hours but i was he knocked on the door and was there so i was "all right let's go." so he's familiar with the area over here i guess so so he's from over here i don't know where he's from i literally met him in tampa so how did he know where you lived he didn't know where i live i met him in tampa maybe maybe i'm just really confused with the situation right so you live here but you were in tampa right what you live in west palm sorry i don't live in where do you live in orlando you live in orlando so he picks you up in orlando after meeting two weeks ago in tampa and then somehow you guys end up driving down here yeah so how did he know what time what day to get from tampa to orlando to pick you up he didn't know no time he just pulled up okay you just want to lie you just want to lie my man it is what it is bro come on bro like you mean to tell me in a nature of communication where you have a phone that's been blowing up this whole time during a conversation you didn't get his phone number so somebody tells you a random person you never met in your life tells you "hey i'm going to give you $1,000." and the first thing is like okay you're a stranger you didn't worry that he was going to go to your house to kill you and your family you no none of that went through your head and you don't not even worry that he knows where you live now that you're caught you're not worried that he knows where you live now when you say it like that yeah a little bit but i mean i don't think he's going to well i don't know i guess we'll never know yeah we'll never know right well you might know but we won't know okay like i said we'll seize this we're going to do a whole analytical we'll get a warrant for this this tells the truth okay that's fine listen bro just want i want to tell you something okay so you understand how this works even when you delete stuff in this nothing is permanently deleted and the once we get the warrant and we get the stuff we need everything you even ever deleted we're going to be able to see so yes a detective stops by to ask elliot a few questions before he is taken to jail all right so he he changed the story a little bit we didn't meet him in tampa down like literally a couple days ago this is i mean in words like you're still not being super clear about how you got down here because you told me one thing but now you tell me another thing right so this is just something you like i told you before you're articulate you seem like you know you haven't you know a clean recordation you have a clean record bro but like this i mean listen it's like i said it's not the crime of the century but you had to know you have to someone hands you a check with these two people's names on it say oh go in here and do this like come on the thing is i i did it before like a regular employer check so i when i didn't have a bank that's how i would get my money like i would literally go cash it out you are smart some random dude in fort lauderdale comes up to you and says "oh you want to do a td?" that's wild bro that you would even tell me that would be a fast investment though that's how that's how i seen it though it happened so fast ever do it again obviously ever in my life for it right and ruining that record but like i said you're 18 okay it's a crime 100% and you're going to jail for it right but if you really don't have any other prior arrests or anything like that i have nothing okay and then you go see a judge and they have plenty of things they have diversion programs what was the difference in your story with her so just so that way i'm caught up to speed right cuz here here's where i'm at right i'm not trying to ask you i'm sharing with you right manto man you told us one story that's all i know she can tell me her story and it's coming from her so it's a game of telephone right i don't like playing telephone i'd rather hear from you so that way that way when i write my report it's your words and not somebody else's right so you met this dude in fort lauderdale 2 days ago you go back home what what happened no i i stayed in fort lauderdale okay so you stay down there and then stay down there literally he said just give me a couple days i was like "all right i'll give you a couple days." the day comes he said "all right this is what you going to do you going to walk in td i'mma give you this check and you gonna walk out okay made it simple like that he didn't even he didn't give me his details he didn't give me nothing like he didn't give me arrangements or nothing literally said i'm going to give you this check once you walk in td cash it and you're out literally literally simple as that so like the this is for from my understanding not like to just clarify did did he have you fill it out or did he already have all this information to the lady it was already filled out he litally he literally gave it to me he said "walk in here and i'll pass." so he already knew your name and stuff to fill it out and then he knew what i guess dollar amount he wanted it all to be and stuff that's what he i guess all the only thing the only thing he asked me for was a name like my your sorry my name your name that's i didn't i just didn't hear you no you um okay and then what he picked you up earlier today y'all came straight here and that was it y'all ain't been hanging out the last two days literally that's it okay i don't know he just made it so simple so i didn't really like it back in my head like damn this dumb you walk out with a band too like and that that band was literally going to go to my clothing like go to your what my clothing brand clothing i got like i was about to i was about to open that's why i opened td originally to make a business to make as a business account okay but it's too late for that we're going to search you before we put you in the vehicle you understand you understand you're under arrest right yeah okay spread your feet for me sir a little more wider than that you don't have to go wider a little bit wider yep i'll show you right there like that you hold me if i fall 100% where you think my hand is here you see what i'm saying look i got my leg and my arm making sure you don't fall bro i know bro you good i get it i get it bro just all love bro i didn't even i feel you listen i get it i get it hey so listen i'm not asking this to be funny right i ask everybody this before i put them in my car i'm going to patch you down is there anything that's going to poke me stick me or harm me okay so that covers anything just hear me out anything that covers anything on the outside of your body do you have anything on the inside of your body i ask everybody because here's the reason i'm asking it is it's it's fine now but once you get to jail they're going to x-ray you and if they see something inside you it's another charge so if you want to tell me now we can figure that out you sure no piercings in places that i'm not going to find okay all right elliot garcia was charged with felony grand theft felony uttering of counterfeit check and felony fraudulent use of personal identification check out more of our police body cam videos here on the channel please like subscribe and hit the bell icon to get notified of our newest videos in the meantime check out our latest video here