On September 8th, 2023, officers were dispatched to a Navy Federal Credit Union in Orlando after a man allegedly tried to deposit a suspicious $23,000 check. >> You want to talk about what's going on right now? You want to ask some questions and all that? >> Yes. >> All right. >> Tell me what's going on cuz I don't know. >> Okay. Before I do that, I just got to read you this. Okay. >> Being arrested. >> At this point, you're detained >> and I can't talk to you about what's going on with at least. >> This is crazy. >> All right. If you want to talk to me about it, I got to I got to read your >> cuz I don't want to cheer this up cuz I don't know what's going on. Yeah. >> You have the right to remain silent. Do you understand? >> Yes, sir. >> Anything you say may be used against you in court. Do you understand? You have the right to talk to a lawyer before and during questioning. Do you understand? >> Yes, sir. If you cannot afford a law and want one, one will be provided for you before questioning without charge. Do you understand? >> Yes, sir. >> Has anyone threatened you or promise you or anything to get you to talk to me? >> No. Okay. Can we talk about what's going on? >> Yes, we can. >> All right. So, what's the deal with the check? >> What you mean? What's the deal with the check? >> Yeah, the check. The check that you're trying to deposit today >> that you got to verify. You're trying to make all these phone calls. >> What's wrong with the check? >> That's what I'm asking you. >> There's nothing wrong with the check. She didn't tell me there was nothing wrong with the check. She told me I had an error with my verification. >> Okay. So she told me to go, she told me to call first. I went outside. >> I called in front. I came back and they said, "Want to speak to the manager to verify me." They said the only way to do that to change my passcode. Change your pass? For my verification, >> you feel me? Because she said that they she said that somebody came in yesterday and they red flag me. I told her I said, "Ma'am, I will come inside back in the bank if you want me to and verify myself." Okay? And that's what I did. As soon as I came asked her, "Do you have a manager?" He y'all came and put me in handcuffs. >> Okay? Um, so you cashed a check yesterday or no? >> No. >> Okay. >> I didn't cash no check. >> And where is the check that you cash or that you're trying to cash today from? Where's it from? >> You said what? >> The check that you're trying to deposit today or cash today? Where's it from? >> It's from a grant loan. >> A grant loan from what state? >> Texas. >> Texas. Okay. Uh, what's a grant loan for? You in school or something or >> I'm like, what the heck? >> I'm just something wrong with the check or something like I'm confused. That's why I'm looking at you like that. Like I'm trying to figure out what's going on cuz I was just talking to the clerk. She didn't tell me nothing about this and now you were telling me about a check and all this stuff. And then she was telling me, "Oh, well, we could deposit it. It's going to take 5 days." But I was like, "Why would you deposit a check if I can't even get if I have a red flag and I can't get a deposit? I can't get a debit card." So I she told her the only way you could do that, we can't verify you through us. Call the bank. >> So I went outside. That's why he was outside earlier. I went outside and I jumped in the car and I was on the phone with Navy Federal. >> And then they she told me, she don't know why they couldn't verify me. and go back into Vegas so they can speak to the manager. >> I came in, I asked for the manager, and that was it. >> Which car is yours outside? >> Huh? >> Which car is yours outside? >> Which car is mine? It's um it's a charger. >> Well, it's not my car. It's my people's car. >> Did you drive yourself here or >> No, my friend is in the car. >> Okay. Uh how'd you get the check? Where'd you get the check from? >> They sent you in the mail. To which house? >> To the 20. The one on my ID. Okay. And where is that? You know your address? >> I don't know by heart or I'm not from I just moved I'm not from Orlando. I can't really tell you the address by heart and stuff. >> How long you been living in Orlando? >> Probably like 2 3 years. >> 2 3 years and you don't know your address? >> I just moved and stuff like I don't I don't know the address by heart. I can get you the ID if you need the ID and stuff. I don't I don't know nothing about bad. I had no bad check. I have not done nothing wrong. >> Okay. >> I have not done nothing wrong but like >> I'm confused. Well, I want you to be truthful with me. >> I am being truthful with why the hell would I come in here a bank with a bad check? >> I've been coming here for years. I I never had a fraudulent problem with my Navy Federal. >> Okay. >> And the Navy Federal account that you have right now is under your name. >> Yes, sir. >> Okay. How long have you had that bank account? >> I had I've been with Navy Federal for like 5 years. >> Always same always the same account number. >> Always. No, I had uh No, I had called in because I had a problem with a female that I was dealing with. M >> she had my information and stuff and so I cancel those cards and I cancel my online. So now like I got to a point where like usually if you call your your debit card they'll tell you press this or put your 16digit code. I got to a point where soon as I say my name it go straight to the operator. That's the securityities I have on. >> It goes straight to where? >> To the operator. >> Okay. >> Like you couldn't, you know, you can't check my available balance or none of that cuz I went through a scam problem. >> Okay. >> Bless you. >> So now you got a new account number. >> Yes, I got a new account number. >> Okay. So, what was she saying about verifying the check or verifying? >> She didn't say nothing about verifying the check. >> She said there was an issue with verification. What was the issue with the >> issue? Cuz I had two debit cards. >> Okay. >> But what is what that have to do with anything? That's not nothing. >> I think she was saying that two debit cards went to >> a separate account to like a different account. I didn't >> cuz that part one of that old debit cards to that old account that I closed with my online account. >> Okay. >> So, that's the same. It's the same check. It's the same account when it goes to the online. I closed that because a girl got my information. That's all that's should be all on report and document. >> Okay. So, like I said, let me go back. Let me verify all the documents. Let me see everything that they have and then I'll come back and and then, you know, if I got something to follow up with, I'll follow up with you right now. This is what you're telling me though, right? I'm telling you the truth, bro. I just want to verify what you're telling me right now. >> The guy the it's the black guy that sits right here, bro. He I go to him all the time, bro. I never had no problem with nothing. I'm trying to figure out >> if it if I'm sorry. >> You're good. You're good. >> I'm saying if it was a problem, she should have told. But she told me I had a verification problem. >> Yeah, >> that's why. >> A verification with the check. That was >> No, she did not tell me that. Like, >> yeah, I'm telling you it wasn't a verification with your debit card. It was a verification with the check. >> Why didn't she tell me that? >> Maybe they didn't want you to take off or something, man. >> I could have just left. She gave me my ID. I walked right past you. I walked right past >> How many How many deposits have you done? What's in the last week? into this account >> to this account. This is going to be like in this week. It's going to be my first deposit. >> First deposit. >> First deposit. I haven't touched the account in a while. I rarely touch my my Navy Federal account. >> Okay. >> I rarely touch. >> So there's deposits into this account. I review video. They're not going to be you >> videos of deposits. >> Of deposits. Yeah. Coming in and depositing checks when I review those videos. Are they going to be you >> from this weekend? >> This week? Let's just say last two weeks. >> No, nothing. Go ahead. >> Well, this is just the only check, right? This the one check, >> bro. Bro, you can go. I have nothing to lie, bro. I work for Universal, bro. I had my my life on the line, bro. I'm not going to lie to you about no stupid ass check. >> Well, that's why I'm going to go clarify what the deal is with the check. >> Please do that. And you will see that you can see this one. That's why I have not been >> and I'm going to see what's going on. And you were depositing the check into your account, right? >> Yes. >> Okay. Let me go verify that. All right. >> Thank you, bro. I don't cuz I don't >> Right. Now, I'm not saying you ain't going to jail, right? I'm saying you're just being detained. There's a lot of questions that need >> going to jail cuz I I have not done nothing wrong. You know what I'm saying? And I don't see I don't see and she told me and she says it was a problem with that. Bro, I could have you could have situ situated that right then and there. You you had a manager come look at the check this and that but lie to me and tell me we can't verify you because of your debit card. So if you can't verify me because of the two phones of ID, okay, let me call Navy Federal and figure out what's the red flag. >> When I just called that's who when you put me hand that's who I was on the phone with. They told me the red flag was because I came in and I had two debit cards and it did not work. >> Okay. If if you need a different verification, I have another ID and this is another ID right here. This is two verifications. >> All right. What you do for Universal? >> I'm a propert I'm property manager. >> Okay. Property manager of what do you like? What are you property manager of over there? >> Basically that say like we get around like for the means. They'll get us they'll give us the property what they want to do. If it wants to clean, paint, maintenance, take I'm the one that tells hey this crew y'all go do clean up. This crew y do the maintenance on this or this little crew right here y'all go paint. >> Okay cool. All right. All right, let me see what's up with the documents in the check. Huh? >> Please do, bro. Cuz I'll be back home. >> You got ID? >> No, it's it's in the car. >> I thought it was in your wallet. >> No, my ID's in my car. >> Okay. >> Can I ask you a question for Hey, am I going to jail? >> You're going to have to ask that to the the tech. >> So, he's detective right now. >> Yes, sir. >> Yeah, bro. Just let me know so I can just call have somebody pick up on my channel, bro. I I deal with I deal with a lawyer with this. >> This is some racial profiling, bro. This is definitely someone profile right here. How do how y'all know if I didn't get scammed? Like >> question. So on this check, it says teacher retirement system of Texas. What what would you all disperse checks for? Is it for retirement accounts or >> retirement accounts? Um um if they were a teacher and they were getting a refund from their account for the 401k a plan um even if they're like a beneficiary for a member as well, we would distribute out fun like that. >> Well, I I asked cuz he's telling me it's a grant check from schooling. Would you all disperse a check for that? >> A grant check? Um no, we don't do grant. Yeah. He's telling me it's a grant check, but >> So, this is just like a retirement account and beneficiaries of that account. This isn't grant or no financial aid or anything like that. Correct. >> No, it's not financial aid or anything. It's just a 401k pension plan. >> Okay. >> Um state government pension plan. Yeah. >> Gotcha. Gotcha. Okay. Um and then if I give you a check number, is there any way you can look that up? >> Okay. And what is it in the amount of? >> It's for $23,185.92. >> Okay. It said $23,183.92. >> $23,185.92. >> Okay. Sorry about that. >> No, no worries. >> Let me go ahead and check this um to see if I can find anything. Do you mind if I just place you on a brief hold? >> No, no worries. >> Thank you so much for holding. So, um I did not find anything with that information. >> Okay. So, therefore, this check is is fraudulent then. Correct. It's fair to say. >> Um I I mean I I I don't want to give out official or anything like that. >> Yeah. Yeah, I get it. I mean, >> on that maybe >> probably it's it's probably not legit. If you don't have the warrant number and you don't have that check amount, >> it's probably not a real check, right? >> Yeah. Like I said, he's claiming it's a check from a grant, which we know it's not. It's from, you know, it's a 401 type account. It's a retirement account, not a grant account. >> Uh, okay. And then the warrant number doesn't come back in your system, which if you all sent out a check, you would at least have documentation of that and or at least the person's social, which you have neither of those. Correct. >> Correct. Yes, sir. >> All right. Well, I appreciate it. I will follow up and get some official records from you all at a later time. Um, thank you very much for your help. >> Please. >> All right. You ready to be truthful about the >> 331398? Like, I know what's going on. So, if you going to take me to jail, just take me to jail, bro. >> Okay. And it was a grant check. Were you in school? Can you tell me what school you were in? I don't I don't want to talk no more. I don't know what's going on. I'm just going to keep it like that. You feel me? My own purpose coming back in is to verify myself. I've been told to verify myself cuz two debit card. >> I came in here with this now. I got this and I have another ID and I wanted to speak to the manager. I've been coming for 5 years. No problems. No, none of that. >> I'm not going to come here on no [ __ ] check, bro. >> Okay. Well, I'm telling you that the in your terms, the check is [ __ ] Okay. >> So, my I didn't know I didn't know that the check was [ __ ] And when she fact, why did she tell me that? >> Okay, you told me the check is from a grant money from school. That check is from a 401 account for retirement. >> [ __ ] >> No reason why anybody would be sending you that check. Correct. >> So I don't Listen, I'm just telling you what I know, >> okay? >> I didn't That's not No check that I made. This is not No, I'm not. >> I'm not saying you made it. I know. >> I have not did nothing wrong. >> I think the person who made it gave it to you to cash it for them and you were going to get some money. >> Cash it for who? To get some money? I make good money. >> Okay. I make real good money, bro. I work I'm a property man. You can call universal. I get paid $25 an hour. >> Okay. >> Like, bro, I'm not gonna I can't Who is this person that you said I was in? Can I see them? See if I can recognize them. I can tell you who that person might be or something. >> Okay. No. Stand up. face wall. >> What's that? >> I'm going to open up most. Why you being so aggressive on me? >> I'm not being nice. I got to get the other locker real quick. >> Am I under arrest? >> Yes, sir. >> Okay. >> What's the charges? >> Uttering a forge check. Uh, defraud financial institution, grand theft, possession, kind of pain instrument for me. >> You got no weapons. >> No, I don't have any. >> Do I am I going to have a bomb? >> Yes, you will have a bomb. >> You tell me my bomb is >> I don't know it off top of my head. >> You taking me? >> I have to look it up. >> You want to start working on it, bro? >> Okay. Have a seat right there. >> Well, we're going to hold on to it because it's I got to look through it. Okay, >> that's fine. You're going to jail. We got to inventory everything before you get to jail. I'll see you right there for me. Just want to know what you got. What's What's here, man? >> Huh? >> What is in here? >> There's nothing but herbs. There's nothing in there. You can smell it and tell that there's nothing but smell good. >> Nothing's going to hurt me or anything like that. >> No crazy drugs or anything. Just be honest with me. >> I just told you what it was. It's a herb. >> Like to smell good? >> Yes. I just told you what it was. >> Do you know what the bond? >> I don't know the bond amount. Uh, it's probably going to be somewhere around, if I had to guess, between 5 and 6,000. Um, but that's a guess. >> That's a lot of 10%. >> That's You got to put 10% of that. So, 500 or 600 bucks. >> That's all together. >> I'm guessing. >> You know what I mean? If I keep guessing, you're going to get there and you're going you're going to get mad at me cuz you're going to put say my numbers were off or this. I don't know. You know what I mean? >> I'm just ready to go. >> Yeah. I don't know. Have a seat, man. We'll be much longer. >> Um, we should be good to go. You're going to 40 for him. >> You talk to your supervisor. You going to 40 for him and they cool with that or? >> Yeah. Yeah. >> Okay. Okay. I just want to make sure with you. >> No, sir. You'll be leaving with uh with him. >> I'm not coming. I'm not holding it, man. I'm not supposed to hold it. Are you the first car? >> Yeah. >> Yep. >> What this side on this side? I think they're calling both. Yep. Should be open right over here. Just search him, right? Should be good. You search him, right? >> Yeah, I search him in there. Oh, yeah. Yes. >> All right. >> I think I didn't check with like up in the top area. >> You got anything on you? >> I don't have nothing, boss, man. I don't have nothing. >> I saw like a necklace or something. >> It's a It's a regular bead. >> It's like a bead necklace. Okay. I just want to make sure there's nothing on it, man. >> I'm telling you there's nothing, bro. I'm already caught. They going to scan. You're at the jail. Dude, >> if you take it into the jail, it's a charge. If we find it here, it's not. So, we just want to verify that there's nothing there. >> Well, can I do something right quick? Can I do something so they won't touch when we get to jail? >> What do you want to do? >> I want to take off my chain, but I don't want nobody else to touch it. >> Where's your chain? >> This is my chain. >> Okay. What do you want to do? >> I want to take it off. >> I don't want you to touch it. That's the whole point. >> You can't stay out of the handcuff. >> I can try to do it. I can I can try. >> How you going to try? Why can't Why can't I just take it off for you? >> I don't want you to touch it. >> They will. We'll take it off. >> Yeah, go take it off. >> You very make things a lot harder than what they need. >> Go ahead, boss man. >> Can you just sit backwards? >> Go ahead. >> Take it off. >> This is my grandmas. I have sentimental reason. >> We can take it off. >> Okay. Go ahead. Go ahead. >> Permission or they going to rip it off at the jail. >> Okay. Go ahead. You hold this one. All right. I'm trying to find it. Oh, I thought there's something. You take it off like that. Yeah, I can take it off. It's big enough. >> Just put my head on. >> Is it in one of these bags? >> Yeah. >> I want to keep that. >> All right. Stick this one right there. >> See, this one comes right. >> You're already trying to keep my cell phone. That's how I go to work and stuff. I can't >> I got to write a search one on your cell phone. >> Okay. But when I better get when I find out, I better get my phone back. I can't go to work. I have >> Listen, man. Listen, listen listen. >> I'm a property man. I have contract. You're going to get me another fine. You're going to get me in jail again for doing my job. >> Get another phone. That's the best. >> I cannot listen. I have >> You won't have it for some time. Watch your legs. >> He was charged with defrauding a financial institution, uttering a forged check, possessing a counterfeit payment instrument, and grand theft of an amount between 20,000 and $100,000. All charges were later dropped by the state attorney's office. Share your thoughts in the comments below.